Bankruptcies trending down in West Virginia, but for how long?

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. They retire and spend all of their retirement on expenses. They’ll use their retirement savings to pay for bills. They’ll also borrow against their home and obtain a second mortgage in order to pay for bills,” Pepper said.

“All of it is an error. They’re good people and they are trying to avoid bankruptcy, and they are looking to settle their dues. However, you must talk to a lawyer before making things worse. The problem is that you can only make it worse when you make use of your retirement savings, take out a loan against your home, or borrow money to pay off the debt. The act of moving credit cards around isn’t an ideal idea. It is best to consult with a lawyer as soon as you can,” he said.

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